Current Weather @ 3:18 PM overcast Temp 43.0º Humidity 80% Winds WSW 8.0mph Max Gust 16.1mph
Todays Extremes High 43.3º Low 33.5º Rain 0.11" Rain Rate 0.000" per hr Snow 0.00" Season 85"
LATEST ALERTS (whats this?)
None at this time


Remember me

[ ]
[ ]
Updated: 03:00 PM v2.1
Big Bear to Highland (330): 45 mins  
Highland to Big Bear (330): 46 mins  
Big Bear to Redlands  (38): 66 mins  
Redlands to Big Bear  (38): 69 mins  
Big Bear to Lucerne    (18): 35 mins  
Lucerne to Big Bear    (18): 39 mins  
=Light  =Moderate  =Heavy Traffic
Road Conditions Page: Click Here
Guests: 186, Members: 10 ...
BigBear/AZ GAL
wade easton
Polar Orbit

most ever online: 1740
(Members: 37, Guests: 1703) on Feb 22 : 08:23am

Members: 5509
Newest member: Rocksea
Support SCM by making a single or recurring donation.

Member's Birthdays:
No birthdays today

Upcoming Birthdays:
May 24 Kev250R
May 25 crbbc
May 26 Judy
May 27 Olaf
May 27 Sarah Bear
May 28 skypros
Forums :: Forums :: GENERAL DISCUSSION
<< Previous thread | Next thread >>   

Home insurance cancelled

Go to page       >>  
Author Post
Tue Feb 27 2018, 04:21PM Email Thread Print View

wanna be UTH
Registered Member #4616
Joined: Sat Jul 28 2012, 04:37PM
Posts: 2239
Got the notice that the cabin insurance is cancelled effective April 2018. Says the dwelling is in a "brush area". As if it moved from last renewal.

Agent says due to the prior fire experience, all California mountain properties are effected. He did find a Lloyds of London policy for about 2x premium

What is your experience? What providers do you have?

A smile is a curve that can set things a lot of things straight
Back to top
Tue Feb 27 2018, 04:29PM

Registered Member #13568
Joined: Sun Oct 23 2016, 01:54PM
Posts: 1430
It is getting tougher up here. I hope the buyer of our home can get insurance. Our older cabin we used Foremost and our current place we have Ameriprise through Costco but they won't do many up here because of age. Usually it will end up with a "non-admitted" carrier such as Lloyds or Scottsdale

Meridian Idaho Weather

[Click Here]

McCall Idaho Weather

[Click Here]
Back to top
Old School
Tue Feb 27 2018, 05:28PM
Registered Member #2087
Joined: Thu Mar 04 2010, 07:11AM
Posts: 98

Had the same experience in December, but shopped around and found a Traveler's policy, better coverage and at a lesser cost. Good luck
Back to top
Craig ⭐
Tue Feb 27 2018, 06:01PM

Total Eclipse 2017 Casper WY

Joined: Fri Aug 18 2006, 05:50PM
Posts: 10984
I am also with Travelers as they gave me a lot of coverage for a reasonable price. I have heard some of the large companies will not insure up here (for example, I can't get Flood Insurance through Travelers since I live in Shay Meadow which I guess is considered a Flood Plane or something). I wonder if the recent fires down in Ventura and Santa Barbara (which had substantial losses) affected decision making for insuring fire prone areas in general.

Winter can leave now... Lets try to get above 50 degrees???
Back to top
Tue Feb 27 2018, 06:08PM

Registered Member #590
Joined: Sun Sep 02 2007, 03:24PM
Posts: 146
Allstate cancelled our policy years ago, we went to statefarm.
When we called allstate to cancel our auto insurance, they said oops we made a mistake cancelling your policy. We told them sorry but we found a better company.

Victory Shall Be Mine!! Stewie Griffin....
Back to top
Tue Feb 27 2018, 07:03PM

wanna be UTH
Registered Member #4616
Joined: Sat Jul 28 2012, 04:37PM
Posts: 2239
Thanks for all the input. I had the cabin with to DTH place but the fires have changed the underwriting. I will ask about your suggestions.. travelers, sounds good.

Craig, I thought ALL flood insurance was a government program..

A smile is a curve that can set things a lot of things straight
Back to top
Deb Doodah⭐
Tue Feb 27 2018, 08:08PM

Joined: Sat Oct 14 2006, 01:02PM
Posts: 3791
From the insurance guy in my house....

If you had both properties with them and your auto's, but they cancelled just the cabin, take your business elsewhere! You will probably find a better deal bundling all of your insurance needs into one.

Back to top
Tue Feb 27 2018, 08:34PM

Registered Member #2069
Joined: Mon Feb 08 2010, 05:57PM
Posts: 460
I thought if you live in a flood plain, your mortgage company may require flood insurance.

I asked about flood insurance, and I was told I wouldn't be covered by the federal government plan, since my place is NOT in a flood plain. I wanted it because my neighborhood dies get small flash floods when it rains.
Back to top
Tue Feb 27 2018, 10:38PM

Registered Member #228
Joined: Sun Dec 17 2006, 07:41AM
Posts: 3228
We have our Bear City place and dth home on State Farm. The home in Duarte has been with State Farm for about 25 years. When we bought the current place in 2002 we insured through State FArm, though it is a separate policy.
Back to top
Polar Orbit
Wed Feb 28 2018, 06:35AM
Registered Member #14051
Joined: Thu Mar 16 2017, 06:32PM
Posts: 164
Each year for the last three I have been kicked into a smaller pool of providers. Primarily because I have galvanized steel fresh water plumbing in a 1950 construction. I guess I repipe with PEX this summer.
Back to top
Go to page       >>  

Moderators: Craig ⭐, ©ammy ⭐, Lumber Jill ⭐, Mtngoat John⭐, Deb Doodah⭐, SCM ALERT🚨, Benny ⭐, Socalmountains Admin, ⚡WX ALERT⚡

Jump:     Back to top

Powered by e107 Forum System
You must be logged in to post comments on this site - please either log in or if you are not registered click here to signup

Missouri Sunni
May 23 : 02:42pm
Wow. We've just got tornados, hail, heavy rain and floods. Kind of fun to all get in the Big Guy's Mancave and watch the weather channel. Just 60 miles from us the state capital Jefferson City had a really bad tornado and killed 3 people. They are facing another one as I write.

May 23 : 02:23pm
here's a picture from my balcony this morning, up Fawnskin Dr

[Click Here]

May 23 : 11:12am
Very strange driving up the mountain last night in heavy snow. At the end of May. Thank heavens it wasn't sticking.

May 23 : 11:10am
Nevermind! me being gullible again.

May 23 : 10:48am

May 23 : 10:48am
Idyllwild got 5 inches, but in BB, no snow for most. :9(

May 23 : 10:37am
Daffodils were great this year, just gone about a week ago. Planted them in the fall, divided among all kinds of other plants. I think they help keep the gophers away (well, I hope).

Lumber Jill ⭐
May 23 : 10:37am
I stand corrected. Apparently tulips are mildly toxic.

Lumber Jill ⭐
May 23 : 10:33am
Tulips aren't toxic. Daffodils are. I plant them whenever the companies ship them to me. I think it's Oct.

May 23 : 10:29am
IDKnothin for our zone, usually in early to mid October

May 23 : 10:25am
I was thinking more in line with the toxic tulip.

May 23 : 10:24am
(I just discovered Joker is a bulb - hah, I didn’t know)

May 23 : 10:22am
Back to the bulb planting time line ...
In the fall - when would you stick those jokers in the ground?
Anyone ??

May 23 : 08:22am
Polar Orbit.... that system is ongoing maintenance.. Its coming back as a timelapse and firewatch system in the coming weeks. Please ignore that error. Thanks!

May 23 : 07:53am
San Moritz Structure Fire: Fire Has Been Knocked Down - Extensive Overhaul - Will Need All Utilities To Respond More Info: [Click Here]

All Rights Reserved
Privacy Policy Terms of Service
Contact Us